Vol. 26 No. 1 (2022): The Journal of Risk Management and Insurance

In this issue we have published three excellent research papers. The first paper presents a realistic model of consumption behaviour, and their model could explain continued wealth accumulation or mild decumulation of the retired elderly that is observed in the real world. The other two research papers both concern current pressing issues: One evaluates the chance of collapse of Ghanian non-life insurance sector, and the other the current state of cyber insurance market. Finally, the issue closes with a literature review on micro insurance in Nigeria.