In this issue, we have published one research article and one literature review. The research paper examines how insurance companies' asset management affects their operating performance, giving a meaningful practical recommendation. The literature review focuses on how the Covid pandemic influenced the insurance market, opening new research questions for future research papers. About the journal matters, we proudly announce that our editorial board has been expanded by Professor Dr. Piotr Tworek from the University of Economics in Katowice, Poland. We are looking forward to new submissions in 2022!

In this issue, we have published an article dealing with bounding ruin probabilities. This is an interesting problem frequently considered in the literature. We would like to also announce that our journal now publishes articles online, having a new e-ISSN number: 2773-9260. To increase visibility, we have improved accessibility of abstracts and keywords of many old articles. We have been publishing articles since 1995, and we will support them on our website indefinitely.

The Journal of Risk Management and Insurance is a peer-reviewed journal that in the recent past published on average five articles twice a year. This year we have decided to increase quality of the published papers, so the quantity has gone down. We are proud to announce that to an excellent, Issue 1, publication on gender inequality in motor-vehicle insurance we can add a novel, Issue 2, publication on modelling insurance attrition. Looking into the future, we will be hosting actuarial publishing track of the 25th annual meeting in mathematics that takes place on May 27-29, 2021, at King Mongkut's Institute of Technology Ladkrabang, Thailand. We also would like to announce that we are now accepting students' work from our home institution, Assumption University of Thailand. Submissions from our faculty members are still deemed unethical and they will be rejected without review.

The Journal of Risk Management and Insurance is a peer-reviewed journal that in the recent past published on average five articles twice a year. Unfortunately, many recent submissions have been found unsuitable for publication, and although we have some promising papers in the pipeline, only one paper made it for this June 2020 issue. The journal also went through some changes; we have implemented plagiarism checks, made sure that authors can track progress of their papers through the submission system and updated information provided on our website. We hope that these changes will attract more quality papers, but we promptly and transparently inform authors that do not meet our criteria. For readers, we offer small but thematically focused issues.